Home Buying
Comparing real estate metrics from one year to another can be challenging in a normal housing market. That’s due to possible variability in the market making the comparison less meaningful or accurate. Unpredictable events can have a significant impact on the circumstances and outcomes being compared. Comparing this year’s numbers to the two ‘unicorn’ years…
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Things to Consider When Buying a Home The process of buying a home can be overwhelming at times, but you don’t need to go through it alone. You may be wondering if now is a good time to buy a home … or if interest rates are projected to rise or fall. I put together…
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The National Association of Realtors (NAR) will release its latest Existing Home Sales (EHS) report later this week. This monthly report provides information on the sales volume and price trend for previously owned homes. In the upcoming release, it’ll likely say home prices are down. This may feel a bit confusing, especially if you’ve been following along and seeing the blogs…
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and Why it is important to YOU! Your credit score can range from poor to excellent. In the US, credit scores range from 300 to 850, with the following rankings: 740 – 850: Excellent, 720 – 739: Very Good, 670 – 719: Good, 580 – 669: Fair, 300 – 579: Poor When your credit score falls in…
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While your pet may not understand exactly what is going on, they can sense the stress (good or bad) that the whole family is experiencing. Add to that the fact that animals are creatures of habit and do not like changes to their usual routine, and you can understand why they become so confused. They also become quite anxious when all of…
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If you’re a first-time homebuyer, it’s easy to get caught up in the excitement of making plans for your new space. Even as you dream about color schemes, furniture placement, and the ideal layout of your new home, you’re probably also keeping a close eye on interest rates and your future mortgage payment. However, there are other transaction…
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This is an excellent question, one that more homebuyers need to ask. Before closing on the property, you have likely paid several fees already. As part of your contract, you paid earnest money to secure the property. This payment showed the seller that you were a good-faith buyer who planned to move forward with the home purchase.…
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As mentioned above, closing costs are paid based on the terms of the purchase contract between the buyer and seller. As a buyer, you can negotiate prices and fees with any party involved in the purchase process to reduce closing fees. Here are six expert tips on reducing closing costs: 1) Generally, the buyer, or borrower,…
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